Web Video Gets Tasty
Ever since it’s original release, DV Kitchen has been cooking up a storm among reviewers.
DV Kitchen’s primary focus has always been encoding and uploading broadcast quality, internet-friendly-bandwidth video to a website, blog, forum, or for a video podcast. You can import movies, encode them, and upload them in as few as two clicks.
But things just got a little tastier. The release of DV Kitchen version 2.0 sees a complete rebuild of the media publishing room so that you can now:
The company’s demo video shows how to embed flv, mp4 and QuickTime clips, generating html on the fly. It’s very impressive . . . well worth the time to watch.
Along with spectacular quality video encoding and publishing options, DV Kitchen also provides such refinements as SampleLab for comparing encoding recipes pre-encode, a Bitrate Budget Calculator to figure the optimum bitrate for any given audience and TimeFreezer for capturing high quality stills from your video stream.
Download the free trial and you’ll be cookin’ up some delicious video in minutes with the best encoder for mac on the planet.
February 28, 2010
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How To Best Budget Your Business Finances
Introduction
Learning to budget your money is one of those things where some people have no problem, yet others cannot do it for the life of them. Those of us who find budgeting easy and satisfying don’t really understand those people who can never manage their money properly.We all know someone who is always broke, and we all know someone who although they might not be rich, always has money for the things they need.
Financial planning and budgeting are the basis of all financial success. Irrespective of whatever financial level you are operating at the principles are the same. I recently watched the Secret Millionaire program where each week a wealthy business person who has made their fortune goes undercover into a rundown area and lives amongst some of the poorest people in the country for 10. The twist is that they are only given the equivalent job seekers allowance of about £56, so they have to manage on £8 a day.
Inevitably over the week they get involved in various community and charity projects and find people that they could help financially. Well I love this program, especially at the end when the millionaire presents somebody with a cheque for an amount of money that is generally more than they have ever had in their life. I like trying to work out from their expressions if they have guessed they are a secret millionaire or not, some of them have obviously worked it out and try to put on their surprised face! Most of them are genuinely blown away though, after all it’s not every day a millionaire gives you a load of cash!
There was a couple of interesting finance related things I picked up from watching these programs though. The first was on one of the programs that featured a millionaire lady who had come from nothing into a millionaire in the period of about thirty years. She said she got started when her uncle gave her £5 when she was a teenager and she saved it. What was interesting though is that when she went undercover she still managed to save money whilst she was living off her £8 a day. She put her savings, which were only a few pounds, into a sock in her sock drawer.
The other interesting part was where a wealthy Scottish business man decided to help out a flailing cafe owner and his wife. They were foreign, Greek I think, and interestingly when they did the follow up segment of the program, when he returned to see how they were getting along, the business had still gone bust, in spite of the fact that they were helped out by their wealthy benefactor!
Can you see a pattern emerging here?
The two examples help to demonstrate the one basic fact of financial success: If you want to be financially secure you have to spend less than you have got. If you spend more than you have got you are doomed to financial failure.
Consider these three facts
1. Mr Macawber in David Copperfield by Charles Dickens, purports the concept of budgeting. “Annual income twenty pounds, annual expenditure nineteen pounds six, result happiness. Annual income twenty pounds, annual expenditure twenty pound nought and six, result misery.” Charles Dickens, David Copperfield, 1849 English novelist (1812 – 1870)
That basic rule has not changed since the 1800’s and never will!
As an SEO article writing agency we are particularly busy and are seeing our revenue increase, but that is only of value providing the expenses don’t increase above and beyond the revenue.
Spend a penny less than you get and you will always feel abundant and this is something we have now achieved. This may seem very apparent, but how often do we find we are spending more than we can afford? There are tempting offers or investment opportunities within our grasp every day and it’s difficult to resist when they try to make us believe we might never get such an opportunity again.
• Hands up if you are someone who has difficulty controlling your finances?
• Hands up if you do not know how to control your money?
• Hands up if you find it impossible to resist bargains?
• Hands up if you are in arrears?
• Hands up if you don’t know how you are going to make ends meet for the end of the month?
If you have all your hands in the air (and your feet!) it’s time to do something about it. (In other words take yourself in hand!!) Please excuse the pun.
The first thing you need to understand is that people who are trading are in business to make money and they want their businesses to grow. To do this they have to increase sales, so they have to make things irresistible to the customers like you and me.
So remember, the next time you are in the red and struggling to pay the bills, and you see something you want to buy, there is some big guy out there who is going to be raking in the profits as you slip further into debt. They are taking your hard earned cash and leaving you poor so be strong and just say no to the things you don’t really need.
Change of Mindset
When budgeting for my business I always include in the budget for tax enquiry insurance cover to ensure that if you do get a tax investigation that the professional fees associated with it do not put us out of business.
People who do not budget and find it difficult to manage their money seem to have a particular mindset. For instance, there may be an idea from childhood that being careful with money indicates to the world that a person is mean. Being reckless then equates with generosity and open handedness. If you are loaded then spending money freely is not a problem, but if you are on a limited income or just never seem to have enough, then good financial management is essential.Move yourself into the group of people who can manage their money.
3. One of the ways to change your thinking is to ask yourself, ‘who is the best person to benefit from your hard earned money’? Is it the big companies who are making loads of profit already(Fat cats) paying their executives million pound bonuses, or would it be better if you benefitted from it?
Anxiety about your ability to manage your money and fear of figures may cause you to ignore. I had a friend who admitted this to me and when I said I enjoyed the online banking system and being in charge of moving my money around and how easy I found it; she immediately changed her mind set and decided she could handle the online banking system and researched the best way to invest her money to make more of what she had.It is like anything in life that you might not be looking forward to doing, you just have to get on and do it, sometimes just looking at your finances regularly is all you need to do.
Give yourself permission to think that being in control of your money is a practical way to remove the stress you experience around cash. Being good with money is more often than not just about monitoring what is going on closely, so that you can respond to anything that happens that you were not expecting. By getting control over your finances will give you more energy to enjoy life more and as a result you will make more money too.
Guidelines to Liquidity
The most difficult thing to do is to face the facts. When someone is on a spending spree they are out of control and out of touch with reality. The fantasy ignores the hard fact of the cost and the very real consequences of overspending (ie. How it’s going to be repaid).
So the first thing you need to do is keep an account of everything you spend your money on. At the beginning, if you have not done this before, do not try to change what you normally do, just make a note of everything you spend as you go through the month. Have a cash note book and write down all the things you can think of that you buy. This includes household bills and food, mobile phone, TV. Put a figure in the corresponding column. If you have actual amounts put them in, if not make an estimate. Leave space for the things you don’t remember or even consider expenses. Beer, cinema, clothes even the coins you toss to street entertainers. Categorise it as fun money or entertainment funds.
Every time you take money out of your pocket/wallet/credit card/bank, write down what you use it for. Do this over one month, and by then you will have a fairly comprehensive list of your expenses. Make a total at the bottom of the page and on the opposite page write down all your income. When I first did this I found that one of my largest expenses was shop bought sandwiches every day! I ended up saving about £5 a day just by making my own lunches.
Compare the totals. Have you spent more or less than you receive? Is your life going towards happy or miserable? It is at this point you really need to make a shift in your thinking if you want to gain control of your finances, and move yourself into the group of people who are well off.It really is that simple.
Start by being mean to people who want to sell you things. Look around for the best deals and always ask for a discount. I went on a negotiating course some years ago and the following week I put into practise what we had learnt. I reduced my spending by £350, just by asking! Most of the time these days, people expect to be bartered or negotiated with and most prices are generally based on the fact that the advertised price is not the final selling price.
Carry only a minimum amount of money on you so that you are not tempted to fritter away £20 on some impulse purchase you don’t need. Those notes add up fast and before you know it that hundred pounds that was in your pocket is gone. Have you ever noticed how when you haven’t got the cash but you know you could get it, you rarely go back for the item you were going to originally buy.
Running the Willoughby SEO offices I don’t need to travel too much because it’s only a small village in Leicestershire of about 250 houses. However, I have started meeting clients at the local pub for lunch and realised I could claim back the bill from the restaurant, which has saved me spending a lot of my own money on company business!
Cut up your credit card unless this is the most convenient way to pay regular items and you clear the balance at the end of each month. Use only one credit card, and find one that gives points for purchases. Whilst it can sometimes be an inconvenience to have to get another card out these points mount up over time and you can claim vouchers to spend in your favourite shops. Personally I don’t like loyalty cars and feel that companies who give points away ought to just provide a discount on the sale price and make everyone’s life easier, but the world is just not like that and it does pay dividends now that I have managed to get past that!
Also find a credit card that will take the full amount by direct debit every month so you don’t miss payments, accrue interest charges and generate a large fine.
Make a list when you go shopping and only buy what is on that list. OK, some things you may have forgotten to put down but make sure you avoid the impulse purchases. Keep a list in the kitchen and only put things on it when you have run out. Use up products in the cool cupboard and freezer to reduce waste and keep spending to a minimum.
Become a frugal shopper and consumer. Try and use up coupons, saving a few saved pence per purchase can really add up. Searching through clearance sections in stores is another way to save money. You may be pleasantly surprised to see how much you can reduce your bill on your usual grocery haul. Not everything on the clearance shelf is always rubbish!
Conclusion
Budgeting is not for the fainthearted. It means fighting the urge to buy what is not needed. It means trying to always find ways to reduce costs and trim down the fat, could you get some of your service for free or at reduced costs by renegotiating with suppliers, for example.
I run my own business and if you are like me the temptation is strong to buy all the latest gadgets. But if you can think yourself into a new mind set you will find it much easier to change the habits of a lifetime. Be sure that all expenses are accounted for when you take stock of your situation. Once you have your finances under control, there will be enough surplus to save and allow to grow for the special events you may want to splash out on in life. Or for when you have to have something repaired or replaced.
If you still have difficulty curbing your shopping habit, take a friend or relative with you on outings. Someone you can trust to steer you away from temptation. Once you conquer your shopping demons, you will be proud of yourself for doing so and feel a great sense of accomplishment. So don’t be overwhelmed, grab that pen and paper start doing your budgets and get on track to liquidity and a happy life.
February 28, 2010
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warhammer figures
You have probably aware of Warhammer and Warhammer 40k, and if you have not really then it’s likely that often used the superb computer game Dawn of War.
Games Workshop are the masterminds behind these epic franchises. As the greatest tabletop battle games company in the world, Games Workshop may also be the reason for the harder latest games determined by the lord of the Rings trilogy.
Some Record
Warhammer 40k war was the first game to become set within Warhammers alternate middle earth realm. Since its release in 1983 Warhammer has inspired generations of table top gamers and their miniatures, presenting them to painting and collecting the Warhammer miniature armies that represent battlefield units. One of the most searched army is the warhammer 40k space marine.
Warhammer 40k is Games Workshops futuristic version from the original game, occur the far future. Post apocalyptic societies have a hard time to control the galaxy, finding strange alien races and evil around every corner. This kind of franchise was delivered to wide media attention with the liberate of Dawn of War at the PC in 2004.
The Warhammer Fantasy Franchise
The Warhammer fantasy franchise encompasses table top games, role-playing games, card games, video games, books, magazines and comics. Games Workshop is famous to the hard line you will need against impersonators and those that try and sell fake versions of their products, specifically the Warhammer miniatures necessary to play the table top games.
Two-and-a-half decades of game development has produced an amazingly rich and detailed world. The official website lists over 200 written resources for Warhammer Fantasy. Additionally many older products aren’t any longer in print or are unavailable.
The depth of data is staggering. Historical, religious and political histories are available for all the 15 major armies utilized in the game.
Warhammer figures Fantasy inspires amazing artwork. Books produced included in the worlds background feature stunning illustrations. Fans with the franchise also produce spectacular artwork of their own – often rivalling the official artists.
A costly Hobby
Warhammer has advanced significantly from those start. Games Workshops commercial attitude on the franchise has turned many unsuspecting people into serious hobbyists that are almost dependent on the system.
Miniatures are supplied unpainted and unassembled, similar to an airfix model. To collect, build and paint armies comprising many models seriously isn’t to the faint hearted! Increase this the importance to generate scenery and model buildings so you start to understand the time, effort and money that fans invest into Warhammer.
Warhammer As well as the Future
The Warhammer franchise appears to be eternal. Games Workshop are clearly ready to move when using the times as demonstrated from the release of several video games in the past decade.
The impending release of a Massive Multiplayer Online Role-Playing Game (MMORPG) – Warhammer: Age of Reckoning – located in the Warhammer fantasy world is adding to the reputation of this gaming giant. Nearly 600,000 folks have opted hoping to acquire a sneak preview on the game, providing solid evidence that Warhammer is currently firmly in the mainstream.
February 27, 2010
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A couple new blogs and a great Alaska charter fishing site.
Hi. We’ve got a couple of new blogs to talk about today, so let’s get right to it.
First,we’ve got a kind of fun travel blog with a weird name. It’s called Blog98092. Weird. anyway, it’a a vacation type of blog, which focuses on warm, sunny destinations. So, it’s kind of a warm, sunny, beach blog. Lot’s of interesting posts and videos of and about, well, warm, sunny beaches. (for those of us in the wetter and/or colder climates, it’s a nice escape, if only just in our minds.
Next we’re going to talk about the JoeDogBlog.com blog. It’s a clean, nice looking blog which seems to be about a variety of subjects, from Internet Marketing to Health and Fitness to Home Remedies to Shoes to vehicle insurance and more. Looks nice, though.
Lastly, (thirdly didn’t sound right), we’re going to talk about Scott Chadwick’s Yakutat Alaska charter fishing website, http://www.yakutatcharter.com. This is a site all about fishsing for Halibut, Ling Cod, King Salmon, Silver Salmon, Red Snapper, Black Bass, numerous rock fish and of course the infamous Sand Shark!
The “Sea Wolf” (the vessell you’ll be on) was desgned and built in Yakutat for this area and this style of fishing. Many years of experience and study have found its way into the design and character of the hull and cabin to make it a very stable, very spacious, very comfortable, and extremely sea-worthy vessel
You can visit the site to view videos about what it’s like to fish on the SEA WOLF!
There is also informatino on the site all about Yakutat itself and about Captain Scott Chadwick. Check it out. It should be the trip of a lifetime.
February 27, 2010
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Matching Flowers to the Occasion
The tradition of giving flowers has been around for ages. The tradition actually dates back to the prehistoric times as they have been found in ancient Chinese writings, Egyptian inscriptions and Greek mythology. The tradition took off in the middle ages as part of the courtship process and continues today. Today, we send flowers for all occasions and have many options from where to get them. A few of the best places online are ProFlowers and Florist.com.
What should you send??? Here’s a quick quide:
St. Valentines Day – Roses, Roses and more Roses! Nothing more needs to be said except mabye Red.
Birthday – Anything Bright and cheerful. The favorite flower of the birthay girl/boy is always a great choice.
Anniversary – Most anything goes here. Try and match the “personality” of the couple to the flowers. A surprise would be ideal.
Wedding - Seasonal flowers! Pastel, light flowers usually work best in the spring while darker, more vibrant colors work beter in the fall.
Christmas - You can’t go wrong with a poinsettia. For flowers, stick with white and red (or pink) and make sure there is plenty of green in the arangement. Including holly (with red berries) is great.
Easter - Lilies, white carnations and roses are best.
Thanksgiving - Lots of orange and brown. Include roses, carnations, chrysanthemums, daises, marigolds, monte casino, wheat and dried grasses.
Halloween - Oranges and browns again. Maybe send a jack-o-lantern as a vase???
Mother’s Day – Anything with a lot of fragrance. Lilies, carnations, and scented narissi.
Father’s Day - Something sturdy. Blooming roses or long lasting tropical flowers. It doesn’t need to be a flower, any plant will do.
New Baby – Brightly colored flowers. Something to brighten up the room that is full of life.
Sympath/Funeral – Make sure it is white! Whie Carnations and daises.
Get Well – Bright flowers. Bright red or yellow with a creative vase is perfect.
Graduation - Plenty of color. Lilies are an excellent choice, red, orange and blue would be perfect.
Housewarming - A simple arrangement. A bunch of garden flowers in a simple vase would be great.
If flowers don’t fit the personality of the recipient, you can always send some goodies from GiftBaskets.com. In the end, it doesn’t matter what you send, you main goal is to let the other person know that you are there for them and are thinking about them.
February 25, 2010
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Long Term Lets in Javea Spain
Long term lets in Javea are a valuabe and rare commodity at the moment. Just about any decent Villa for rent in javea seems to be only for Holiday lets in javea and not for long term rentals in javea.
Some companies in javea specialise in long lets in javea, but most concentrate on the lucrative holiday rental market.
Holiday rentals have some pluses over and above long term rentals in that before and after the main holiday season, the villa is available for use by the owner and his or her friends and family.
The downside to holiday lettings is the management and logistics involved in getting the villas cleaned in between weekly rentals.
The yearly income from both long term rentals and holiday letting is about the same, so it depends whether the extra management hssles and costs are worth having the villa available for the owners own use.
Another advantage of holiday letting is that you can offer the house for sale all year round, whilst long term tenants would most probably object to their home being on the market and having agents wander round with prospective buyers in tow.
However you decide to rent out your villa in Javea, the income is almost guarenteed due to the demand for rental properties at the moment.
While demand for sales properties has declined in recent years in Spain, there soes seem to be an upturn in interest so far this year, with many agents reporting better 2009’s than 2008.
With that in mind, now may be the right time to bag a bargain and then rent it out!
February 24, 2010
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The perfect retirement gifts
Do you know how to choose a retirement gift that will really please people? Indeed a retirement is an important moment in the life of a person and is one that we will want to be as memorable as possible. This is the reason why you should choose a gift that will add to the uniqueness of the moment. There are various characteristics that you should look for in a retirement gift and this is what I will be speaking about in this article.
The first thing that you should make sure is that the gift actually matches the hobby of the retired person. For instance if you have someone that loves to read books, you can consider the idea of buying a book as a retirement gift. In this way you will be sure that the gift will actually please him and that it will be really useful. For those that loves to travel it might be a good idea for you to give a travel voucher as gift.
Another thing to look for is whether the gift is memorable or not. This is why you might consider giving a signature frame. This will help the person remember all the events he has been through during his working life. When you will be selecting this kind of gift you should make sure that all the staff has indeed signed it.
In order to choose the best retirement gift the key is to get in contact with the spouse or a close friend if you are not that close to the retired person. This will allow you to have a better insight on the interest of the person and also his hobby. Many people underestimate this and just choose a retirement gift hoping that the person will love it. If you do not want your gift to finish in a cupboard you should avoid doing such mistakes.
Retirement is an important moment in the life of a person and it is important that we make it as exciting as possible for the retired person. This is why you should also make it a point to choose a really great retirement gift for the person to make sure he or she really likes it. The tips given above are only a small checklist and there is more information that is available on the internet.
Are you interested to get some more practical gift ideas? Head to our website to get more information on retirement gifts .
February 24, 2010
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Orange County Short Sale Versus Foreclosure Information
For implications to credit history: Following a successful short sale your mortgage will be reported on your credit score as either paid or negotiated, lowering your score as little as 50 points and affecting you for only 12 to 18 months. After a foreclosure, however, your credit score can lower as much as 300 and usually at a minimum of 250 points and affects your score for over three years. More information regarding an Orange County short sale versus foreclosure.
For time period until one can purchase a home: After a foreclosure, you may end up waiting another 24 to 72 months before a mortgage lender will offer you an interest rate that is acceptable. Most mortgage lenders report that for homeowners who have undergone a previous short sale they may get a reasonable interest rate in less than two years. Fannie Mae guidelines allow a short seller to apply for a new loan immediately if payments were kept current and had no 60-day late payments on their record. For short sale information in Orange County, consult with a short sale specialist
A mortgage deficiency is the difference between the loan amount owed by the borrower and the purchase price of the short sale paid to the lender. In some states and some instances homeowners are protected and lenders can’t pursue them for the deficiency. However, in some cases a short sale can leave you owing a substantial debt, which can be collected by garnishing your wages or other aggressive collection actions. As your Orange County short sale agent, we will work hard to get your deficiency waved, if applicable, as a condition of the short sale. We highly recommend talking to an attorney to discuss mortgage deficiency and how it may or may not apply to your situation.
February 23, 2010
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Yoli Blast Caps are developed to alter lives and give people the great flavor and a burst of nutrients!
Our diets are nutrient depleted – but our supplements shouldn’t be! Yoli harvests nature’s most potent nutrients at their nutritional peak, flash freezes them and loads them into Yoli Blast Caps. Optimal Nutrition…Perfected Twist, Blast and Shake – Yoli Blast Caps deliver 100% nutrient goodness by protecting our formulas until the moment you are ready. No other nutrient delivery system is as powerful. Yoli Blast Caps allow you to have fun while enjoying many of today’s most popular ingredients in their most potent active state. Each Yoli Blast Cap is bursting with antioxidants in a delicious beverage without all of the sugar or harmful chemicals and preservatives commonly used in most of today’s formulations.
People love to drink beverages. Unfortunately, they are loaded with chemicals, preservatives, fillers and other harmful ingredients, none of which are there for improving your health, but rather to prevent bacterial growth. Would you be surprised to learn that the vast majority of liquid beverages are not manufactured for your health first? Modern manufacturing processes also require that liquid beverages be pasteurized, also called hot filled, in order to increase shelf life. Unfortunately, again, in addition to preventing bacterial buildup, this boiling process also destroys the vast majority of active healthy ingredients in the formulation. What ingredients are not destroyed deteriorate daily while sitting in liquid form. By separating the actual ingredients from the water, you completely eliminate the need for either of these damaging practices. Rather than spending a couple of dollars on beverages devoid of the very nutrients on the label, with Yoli Blast, if its on the label, it’s in the beverage.
The closest thing to mother nature without picking it from the tree, Yoli Blast Caps incorporate all of the good and none of the bad in our formulations. Now you can enjoy the most popular ingredients all in their freshest, most potent state. Once you’ve purchased your Yoli Blast bottle, Yoli encourages you to re-use it and to simply re-order more Blast Caps. Not only is this more economical, but you will also be saving the planet by eliminating the use of plastic bottles. Soon Yoli will introduce a branded re-usable bottle that is much sturdier and designed to last fore. Additionally, Yoli has partnered with Trees for the Future. Since 1988, Trees for the Future has helped thousands of communities in Central America, Africa, and Asia improve their livelihoods and their environment by planting nearly 65 million trees. It is calculated that these trees remove over one and a half million tons of CO2 from the atmosphere each year. Yoli has made an initial commitment to plant 1,000,000 trees annually which would make Yoli the largest contributor worldwide. Each and every time someone joins Yoli we will plant 10 trees.
February 22, 2010
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Reaching A Winning Offshore Company Formation
Those desiring to organise offshore companies may find it challenging to obtain particular info about Offshore Company Formation. The principal reason of this absence is that every country or jurisdiction owns varying policies and protocol in Offshore Company Formation.
What we can see however are abbreviated accounts of an offshore company service supplier’s powers, records of achievement, products and services that are accessible for commercial enterprises to take. Despite this, it nevertheless continues that these providers are our portal to positively build offshore companies. They are viewed as the ultimate resource for Offshore Company Formation. We can get from them information about offshore banking, documentation and other associated necessities.
They can further serve in the enrollment of our company. Supplying the necessary documentation is highly critical. Without the appropriate documentation, offshore companies cannot run. Offshore Company Formation sets out with acquiring an IBC license. It is proposed to get reasonable rates for this type of service as it obviously costs money. Personally, the two most critical contributions offshore company service providers have are the information they have and the expertise they have in actually forming a company offshore.
The process to register and process offshore companies is really complex. There are legal and financial facets and a host of different affairs that require appropriate implementation. To make our lives simpler, it is counseled that we refer with authorities in Offshore Company Formation. This for sure would cost us but decisions in this magnitude cannot afford errors. The papers and procedures stated above should be correctly carried out to fend off excess troubles in the future.
We can’t take for granted significance of offshore company service providers. We will be confused without them considering the procedure for organising companies offshore is very intricate and policies governing offshore companies vary from nation to nation.
February 21, 2010
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